facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

We place a high value on our team-based approach and family focused structure to making an impact on the world.

Get To Know Your WealthBuilders Investments Team

The ever-growing team at WealthBuilders Investments consists of men and women with decades of experience in the financial services industry whose focus is to help you succeed financially and make a positive kingdom impact on the world.

If you are a financial advisor professional who desires to incorporate Biblical ethics with an emphasis on impact investing into your practice, please contact us to learn more about the services we provide to independent financial advisors.

Two siblings laying in the grass.


Billy Epperhart Photo Billy Epperhart Hover Photo
Read Bio

Billy Epperhart

Equity Partner


Mr. Billy Epperhart

Equity Partner


In 2021, Billy formed a strategic partnership with Chad Frantzen, founder of Authentic Wealth, to create WealthBuilders Investments, a boutique full service investment advisory firm in response to the growing need of everyday investors who wanted to apply Biblical ethics to their finances and create a global impact with their resources.


A little more about Mr. Epperhart:

I am a serial entrepreneur who has started seven businesses and owned two different franchises. However, my favorite way to build wealth is through real estate investing. Over the years, I have owned several investment properties across five different states. I have failed a lot, but I just happened to have succeeded a little more!In companies, nonprofits, writing, and products, my mission is to help people make sense of making money for making a difference. Some of my favorite topics to teach on are entrepreneurship, leadership, real estate investing, personal development, and social impact investing. When I’m not working at WealthBuilders, you can find me at Charis Business School where I am the CEO and a regular teacher.

The best part of my life isn’t anything I previously mentioned. It’s my family! I have been married to my lovely wife Becky for 48 years. We have two children, Brooke and Brant, one daughter-in-law, Abi, and four grandsons, Brayden, Nolan, Camden, and Owen. Whenever I have free time I enjoy spending time with them and fly fishing!


“Your dream has to be big enough to encompass everything that God wants you to do. It has to be big enough to feed your anticipation and pull you out of ruts.”  –  Billy Epperhart



Chad Frantzen, CFP® Photo
Read Bio

Chad Frantzen, CFP®

CEO and Founder

Chad Frantzen

Chad Frantzen, CFP®

CEO and Founder

P: (972) 719-2557
F: (888) 915-3130
E: chad@authenticwealth.co


Chad Frantzen is the founder and visionary for Authentic Wealth and WealthBuilders Investments, a registered investment advisory firm. Chad has over 20 years of experience serving families in the financial services industry to help them gain financial freedom and clarity.

Chad holds a business degree from Texas A&M University where he also played football as a linebacker and 12th Man. He holds a Masters of Divinity from Global Awakening Theological Seminary. Professionally, Chad is registered as a CERTIFIED FINANCIAL PLANNER™ (CFP®) and specializes in advanced wealth management planning. Chad enjoys bridging the gap between biblical principles of finance and leadership with the wise stewardship of financial resources.

Chad enjoys time with family, sports, traveling, hunting and fishing, Aggie football and the great outdoors of Colorado. He loves to read and encourage others in their Christian faith and exploring new adventures with God.  Creating a kingdom legacy impact is a priority in work and relationships. Chad and his wife, Kelli, are proud parents of two amazing world changers-- Tyler and Hannah.

Karen Brinkley Photo
Read Bio

Karen Brinkley

Client Services Specialist

Karen Brinkley

Karen Brinkley

Client Services Specialist

P: (972) 719-2557
F: (888) 915-3130
E: karen@authenticwealth.co

Karen Adams Brinkley handles all the day-to-day operations of the office including client service and communication, as well as administrative operations. She is an advocate for our clients to help answer their needs.

With over 30 years of experience in the financial industry, Karen has worked as a former bond trader with a national brokerage firm and an equity trader with a Texas-based money management firm. She also has experience as an executive assistant to the Executive Vice President of that same firm.

Ms. Brinkley also has an interesting hobby. She is a licensed pilot and owns a Vietnam era plane that she flies with the Commemorative Air Force. She spends most of her time out of the office working on her plane. Yes, Ms. Brinkley does most of her own mechanical work. You can usually see Karen Adams Brinkley and her plane at any of the local air shows around Texas and other surrounding states.

Caleb Barnard Photo
Read Bio

Caleb Barnard

Wealth Advisor

Caleb Barnard

Wealth Advisor

P: (972) 719-2557
F: (888) 915-3130
E: caleb@authenticwealth.co


Caleb was born and raised in South Texas and found his way to Colorado when he attended Colorado Christian University in Lakewood. There he earned degrees in Accounting and Business Administration while also being awarded a baseball athletic scholarship. More recently Caleb studied for 3 years at Charis Bible College and graduated from the Charis Business School. Combining his passions for helping others succeed in life and integrating principles of the Kingdom of God into everyday practices, made the decision to join Authentic Wealth an easy one. Caleb holds the distinction as the first associate wealth advisor on the WealthBuilders Investment Servies team.

Before joining Authentic Wealth, Caleb had established himself as a critical financial troubleshooter working for Scott Brown Properties in Denton, Texas, a one-stop-shop real estate firm whose expertise covers the full spectrum from residential sales, leasing and management, to commercial sales, leasing and management, to syndications, property maintenance, and commercial construction. Caleb is a 4th generation Texas Real Estate License holder and started investing in real estate when he was just 23 years old when he bought and sold his first house. He also leads the product and content development for Off The Coast Mentoring, the product arm of his family’s real estate business.

Caleb enjoys being active outdoors, traveling the world and drinking coffee!

Bonnie Noble Photo
Read Bio

Bonnie Noble

Director of Client Operations

Bonnie Noble

Bonnie Noble

Director of Client Operations


P: (972) 719-2557
F: (888) 915-3130
E: bnoble@authenticwealth.co 


Mrs. Noble is a fin-tech expert with a diversified background in operations, accoutning, and business systems. She loves to create value behind the scenes where a company needs it most. She holds an Accounting degree from Ball State University. At WealthBuilders Investments, Bonnie works on a wide variety of firm growth initiatives for the leadership team.

Joe Salcedo Photo
Read Bio

Joe Salcedo

Advisor and Portfolio Manager

Joe Salcedo

Joe Salcedo

Advisor and Portfolio Manager

P: (805) 766-4334
E: joe@authenticcounsel.com

Joe is an Investment Advisor Representative, has extensive experience managing investment portfolios for individuals, corporations, endowments and trusts.

During his 25 years in the investment world, gaining experience through many market cycles and the evolution of the financial markets, Joe is able to deliver independent investment advice to his clients in order to meet their investment goals.

Born and raised in Santa Barbara, Joe graduated from Bishop Diego High School and UC - Santa Barbara. Today, he is married and has 3 children. 

Joe has volunteered and held leadership positions with many organizations in the community, including the Chamber of Commerce, Red Cross, United Cerebral Palsy, SB YFL and Bishop Diego High School.